• Commercial
  • Fire
  • Theft
  • Flood
  • Product Recall
  • Business Interruption
  • Storm
  • Cyber Losses
  • Malicious Damage and riots
  • Case Studies
  • Video Testimonials
  • Fees
  • Commercial Enquiries
  • SWIPE RIGHT

Watton Produce

COMMERCIAL FIRE INSURANCE CLAIM

The fire broke out on the 24th April 2010, causing significant damage to several units in a series of interconnected steel portal framed buildings.

Location

Norwich

The Incident

The fire broke out on the 24th April 2010, causing significant damage to several units in a series of interconnected steel portal framed buildings. All stock was destroyed, and the high-tech machinery and vegetable processing plant inside were left unusable. This was a major concern to Watton Produce, who supply vegetables to major supermarkets and feared significant disruption to trade. The situation was further complicated by the asbestos roof sheeting, which caused contamination problems in addition to the fire damage, and meant no food production could be carried out from the site.

Our Response

We immediately assembled a team of experts covering all the disciplines required to handle the claim, including a chartered accountant, a chartered surveyor and a policy wording specialist. An independent forensic scientist was called in to determine the impact of the fire on the highly sensitive production equipment. The findings proved that the cleaning proposed by the insurer would be insufficient. We also organised inspection reports covering damage done to the plant room, the internal and external cladding, and to the roofing, which enabled us to reach a satisfactory agreement with the insurers regarding the extent of the repairs needed.

The Outcome

Two of the unit’s bays were demolished to floor slab level and completely rebuilt. We arranged and managed a professional team, including consulting structural engineers and quantity surveyors, to carry out the work. During the repairs, we negotiated interim payments which enabled Watton Produce to mitigate their losses and continue trading by sub-contracting the production. The claim we prepared also included a very detailed loss of gross profit claim for the full indemnity period. Thanks to our help, the disruption to the business was minimal, and Watton Produce were able to rebuild and restructure in a way that suited their requirements.

START YOUR CLAIM

Domestic
Commercial
Landlord

REASONS WHY PEOPLE CHOOSE US

At this point, you would hope that your insurance company is there to help but unfortunately, this is not always the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

  • Over 5000
    Successful Claims
    As the UK’s leading insurance claims consultants, you can be confident you have the best team on your side
  • Best Assessors
    Unlike other parties involved in the claims process, you are our sole priority
  • Minimise Stress
    Keep stress to a minimum by managing all aspects of the claims process
  • Get your entitlement
    Get the compensation you are entitled to by negotiating with insurers on your behalf
  • Get your life back
    Get back to normal life as quickly as possible by organising any support you need
  • SWIPE RIGHT

It'S EASY TO START YOUR CLAIM WITH US ...

Hassle free, no obligations is how we operate. So if you’d like to speak to us call our 24/7 Helpline on 03300229179 or email us at info@harrisbalcombe.com. Or simply click the button below ...