Hurricane Tomas
COMMERCIAL FLOOD INSURANCE CLAIM
![](/assets/img/case-studies/commercial-storm-hurrican-tomas.jpg)
Hurricane Tomas ripped through St Lucia on the 30th October 2010, with 75mph winds causing total devastation.
Location
St. Lucia
The Incident
Hurricane Tomas ripped through St Lucia on the 30th October 2010, with 75mph winds causing total devastation. Property and parts of the island’s infrastructure sustained a heavy battering, leaving roads and bridges totally destroyed and communities stranded. Our client lived in the southern region of Soufriere, which was one of the worse affected areas, and hired us to work on the loss of their prestigious hotel resort, spanning 120 acres.
Our Response
Our major loss team flew out on the first available flight to gauge the true extent of the damage. Initially they focused on building easy forums of communication between the insurers and their loss adjusters and our client and their broker. Our specialists then measured and quantified the state of the buildings across the resort, preparing a detailed damage report for the owners and producing a document that addressed policy wording. Although it was clear that complete reinstatement would take a long time, this early work enabled all parties to work together on mitigations and a practical plan for recovery that took into account the upcoming lucrative Christmas and New Year period.
The Outcome
This quick response and the detailed documentation we produced meant interim payments were agreed early on in the claim process. Our chartered accountant was able to base these on both the gross profit and the potential losses, which meant they could set suitable reserve figures.
START YOUR CLAIM
READ LATEST NEWS
REASONS WHY PEOPLE CHOOSE US
At this point, you would hope that your insurance company is there to help but unfortunately this is not the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.
It'S EASY TO START YOUR CLAIM WITH US ...
Hassle free, no obligations is how we operate. So if you’d like to speak to us call our 24/7 Helpline on 03300229179 or email us at info@harrisbalcombe.com. Or simply click the button below ...